You're in luck! We help people with bad credit get approved online.

Bad credit car loans: fast, affordable & easy!!

Thanks for stopping by. We specialize in auto loans for people with bad credit histories. We have helped thousands of people just like you wind up in a new car.

Be sure to read our bad credit car loan requirements because we are not one of those "everybody is approved" kind of sites. We are networked with 400 highly reputable lenders, and some 1,000 auto dealer franchises nationwide.

While bad credit car loans customers do indeed pay more for their loans than prime customers, most people don't realize it's not that big a deal. The difference on the average prime versus subprime loan is the same as a daily coffee from 7-11. That's why we believe in making it easy for people to apply online.

All your personal information is protected by secure, encrypted servers and we never sell your information to third parties.

So what else should we tell you before you click apply now? We should say we are part of a nationwide company that pretty much invented bad credit car loans back in 1989. We should say our parent company processes thousands of applications each week. And we should say that we've won numerous awards over the years for high quality service.

Here's how our process works. Your online car loan application, which is completed, on average, in just a minute, will be processed at our home office in Richmond, VA. It will then be forwarded to a local loan officer in a dealership near you who will call you to set an appointment.

Don't be surprised if you hear from someone within eight to 13 minutes. Seriously. We don't guarantee such reaction times, because there are so many variables, but those really short time frames show up a lot in our quality control logs. Go ahead and give it a try.

Apply today No obligation
Photo of a toyota yaris a fine car for a bad credit car loan
preloading apply now graphic for roll over use